Why a Need for an Accurate BIN List Lookup?

Credit and Debit cards, gift cards, prepaid cards, and other charge cards have many numbers. A bank identification number is then the initial set of the first four to six numbers on these cards. BIN Numbers then is of great importance to merchants as it helps in averting great fraudulent traps being laid by money launderers and fraudsters. How?

BIN numbers help in spotting any laid-out risk and security breaches or even identity theft. BIN Numbers is developed by the International Organization for standardization, otherwise known as ISO, to align and confirm the card holder's original data with the card details. BIN Numbers in some place, is also known as Issuer Identification Numbers or in short IIN.

BankBinList's BIN Lookup Benefits

BankBinlist's BIN Search looks basic but is very handy in its credit and debit cards BIN search information lookup. It has a comprehensive database that provides up to 340,000 unique credit card BINs. It is well known for its simple user interface and also its API integration to one's website.

Listed below are the fantastic features of the BankBINList webapp.

• Allows users to search the first 6 or 8 digits of a credit or debit card BIN, creating a higher level of precision.
• Simple user interface
• Third parties are not involved in the process of access to BIN check
• Detailed directory of Bank Identification Number codes information of IIN numbers that are 100% accurate and precise
• BIN List database is updated regularly
• Offers access to API for a smoother transaction procedure

What is the structure of a card number ?

The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work

The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.

The 7th digit to uniquely identify each person.

The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.