Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Bank Issuer||WESTPAC BANKING CORPORATION|
|Bank Web URL||www.westpac.co.ck|
|Brand (Financial Service)||MASTERCARD|
Credit and Debit cards, gift cards, prepaid cards, and other charge cards have many numbers. A bank identification number is then the initial set of the first four to six numbers on these cards. BIN Numbers then is of great importance to merchants as it helps in averting great fraudulent traps being laid by money launderers and fraudsters. How?
BIN numbers help in spotting any laid-out risk and security breaches or even identity theft. BIN Numbers is developed by the International Organization for standardization, otherwise known as ISO, to align and confirm the card holder's original data with the card details. BIN Numbers in some place, is also known as Issuer Identification Numbers or in short IIN.
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
BIN code (Bank Identification Number), sometimes referred to as IIN (Issuer Identification Number). is a six-digit number range according to The International Organization for Standardization (ISO) / IEC 7812-1issued in 2006. BIN can be used to look up information on the card; such as a) the bank issuer or financial institute, and possible their other informations : website, address, phone number, etcb) the card itself attributes : type (credit, debit, charge, prepaid), network (VISA, MasterCard (MC), American Express (AMEX), Discover, etc), sub brand (VISA Plus, MC Gold, AMEX Corporate, etc))
BIN List is the range of BIN Numbers with a set of criteria, such as: from the same credit card type, the same country, or the same VISA network, etc