Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Bank Issuer||HUA XIA BANK CO., LTD.|
|Bank Web URL||www.hxb.com.cn|
|Brand (Financial Service)||MASTERCARD|
Credit and Debit cards, gift cards, prepaid cards, and other charge cards have many numbers. A bank identification number is then the initial set of the first four to six numbers on these cards. BIN Numbers then is of great importance to merchants as it helps in averting great fraudulent traps being laid by money launderers and fraudsters. How?
BIN numbers help in spotting any laid-out risk and security breaches or even identity theft. BIN Numbers is developed by the International Organization for standardization, otherwise known as ISO, to align and confirm the card holder's original data with the card details. BIN Numbers in some place, is also known as Issuer Identification Numbers or in short IIN.
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
The bank BIN list checker tool is also an online based application that lookup BIN from a prepared database. Upon BIN input, it returns with relevant and comprehensive information about the card stored in the tool’s BIN database. It is developed in a way that it will perform a check on the likelihood of fraud on the transactions earlier performed on the card. They collect, filter, and refine data from various sources to increase their database and service accuracy.
This tool's primary edge is its ability to use the IP to locate where the customer is currently and a piece of precise information that links the BIN with the issuing Bank and even the issuing country. These edges help secured the users from fraudulent transactions. The database is updated regularly around 2-3 months, and it provides accurate and genuine information that are on the IP address and the BIN. Also, the tool has more than millions of IP addresses up to 10 million in both IPv4 and IPv6, coupled their database that has over 300,000+ Bank Identification Numbers. Information from the BIN searched can be exported in various document formats (.pdf or .doc) for download in case of offline need and usage.
Listed below are some of the features of the Bank BIN List