Online BIN Checker Service

In a bid to avert frauds and money laundering regarding credit cards and some other cards, checking BIN frequently becomes essential and unnegotiable considering the amount and magnitude of credit card frauds in this civilized world and age. Truth is all these smart attempts of fraud will require a smart or even a smarter merchant to counter and nullify it.

The realization of this is the BIN checkers to check cardholders' BIN numbers for its validity or otherwise. It is a vast and ample innovation to curb the challenges and the exposure of the online payment systems to a high rate of criminality and urbane theft. The simple usage of BIN Checker in comparing the details provided by the tool and the details provided by the user to determine the credibility and the validity of the transaction. BIN or Bank identification number checker provides the following information:

1. Country of the credit card
2. Credit card type
3. Credit card level
4. Bank name and phone number
5. Name of the credit card provider

BankBinList's BIN Lookup Benefits

BankBinlist's BIN Search looks basic but is very handy in its credit and debit cards BIN search information lookup. It has a comprehensive database that provides up to 340,000 unique credit card BINs. It is well known for its simple user interface and also its API integration to one's website.

Listed below are the fantastic features of the BankBINList webapp.

• Allows users to search the first 6 or 8 digits of a credit or debit card BIN, creating a higher level of precision.
• Simple user interface
• Third parties are not involved in the process of access to BIN check
• Detailed directory of Bank Identification Number codes information of IIN numbers that are 100% accurate and precise
• BIN List database is updated regularly
• Offers access to API for a smoother transaction procedure

What is the structure of a card number ?

The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work

The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.

The 7th digit to uniquely identify each person.

The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.