Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Country Issuer||United States|
|Bank Issuer||COMMERCE BANK, N.A.|
|Bank Web URL||www.commercebank.com|
|Brand (Financial Service)||MASTERCARD|
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
The bank BIN list checker tool is also an online based application that lookup BIN from a prepared database. Upon BIN input, it returns with relevant and comprehensive information about the card stored in the tool’s BIN database. It is developed in a way that it will perform a check on the likelihood of fraud on the transactions earlier performed on the card. They collect, filter, and refine data from various sources to increase their database and service accuracy.
This tool's primary edge is its ability to use the IP to locate where the customer is currently and a piece of precise information that links the BIN with the issuing Bank and even the issuing country. These edges help secured the users from fraudulent transactions. The database is updated regularly around 2-3 months, and it provides accurate and genuine information that are on the IP address and the BIN. Also, the tool has more than millions of IP addresses up to 10 million in both IPv4 and IPv6, coupled their database that has over 300,000+ Bank Identification Numbers. Information from the BIN searched can be exported in various document formats (.pdf or .doc) for download in case of offline need and usage.
Listed below are some of the features of the Bank BIN List
In a bid to avert frauds and money laundering regarding credit cards and some other cards, checking BIN frequently becomes essential and unnegotiable considering the amount and magnitude of credit card frauds in this civilized world and age. Truth is all these smart attempts of fraud will require a smart or even a smarter merchant to counter and nullify it.
The realization of this is the BIN checkers to check cardholders' BIN numbers for its validity or otherwise. It is a vast and ample innovation to curb the challenges and the exposure of the online payment systems to a high rate of criminality and urbane theft. The simple usage of BIN Checker in comparing the details provided by the tool and the details provided by the user to determine the credibility and the validity of the transaction. BIN or Bank identification number checker provides the following information: