Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Country Issuer||United States|
|Bank Issuer||COMMERCE BANK, N.A.|
|Bank Web URL||www.commercebank.com|
|Brand (Financial Service)||MASTERCARD|
In a bid to avert frauds and money laundering regarding credit cards and some other cards, checking BIN frequently becomes essential and unnegotiable considering the amount and magnitude of credit card frauds in this civilized world and age. Truth is all these smart attempts of fraud will require a smart or even a smarter merchant to counter and nullify it.
The realization of this is the BIN checkers to check cardholders' BIN numbers for its validity or otherwise. It is a vast and ample innovation to curb the challenges and the exposure of the online payment systems to a high rate of criminality and urbane theft. The simple usage of BIN Checker in comparing the details provided by the tool and the details provided by the user to determine the credibility and the validity of the transaction. BIN or Bank identification number checker provides the following information:
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
Taking to cognizance the popularity of this BIN Checker, Free BIN Checker was rated as one of the amazing web applications online for service providers and those who have their businesses online to scan the BIN of their debit and credit cards. This tool has many features that made it bagged, such rating from users ranging from the vast and comprehensive records that is in the database of about 600,000+ to the free usage, which is evident from its name FREE BIN CHECKER though there is a premium version of it too.
Listed below are some of the features of the Free BIN Checker