Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.

491173 BIN

Country Issuer United Kingdom
Country Code GB
Currency GBP
Bank Issuer Bank Of Scotland
Bank Web URL www.bankofscotland.co.uk
Bank Telephone 1890 81 81 81 OR 0800 783 2824
Bank City
Brand (Financial Service) VISA
Type debit
Sub Brand ATM ONLY
Prepaid Card No
Commercial Card No
BIN 491173 VISA debit United Kingdom GB
BIN 491173 VISA debit United Kingdom GB

What is the structure of a card number ?

The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work

The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.

The 7th digit to uniquely identify each person.

The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.

Why checking the BIN Database from BankBinList ?

The bank BIN list checker tool is also an online based application that lookup BIN from a prepared database. Upon BIN input, it returns with relevant and comprehensive information about the card stored in the tool’s BIN database. It is developed in a way that it will perform a check on the likelihood of fraud on the transactions earlier performed on the card. They collect, filter, and refine data from various sources to increase their database and service accuracy.

This tool's primary edge is its ability to use the IP to locate where the customer is currently and a piece of precise information that links the BIN with the issuing Bank and even the issuing country. These edges help secured the users from fraudulent transactions. The database is updated regularly around 2-3 months, and it provides accurate and genuine information that are on the IP address and the BIN. Also, the tool has more than millions of IP addresses up to 10 million in both IPv4 and IPv6, coupled their database that has over 300,000+ Bank Identification Numbers. Information from the BIN searched can be exported in various document formats (.pdf or .doc) for download in case of offline need and usage.

Listed below are some of the features of the Bank BIN List

  • Permission for a incorporation of more than one country verification
  • Carries out of series of checks for the approval or denial of all transactions which is more of an extra layer of security needed in performing the transactions
  • it does not accept any fault regarding the accuracy of information.

Which BIN Checker is best for you ?

Ever wondered which BIN Checker is best for you? Beyond any shadow of a doubt, this article has been a great eye-opener to the best BIN Checkers out there and the fantastic features each of them has. The bottom line is to be safe and secure in any online transaction, checking BIN become of great necessity and cannot be replaced by anything. However, as a final controller of each transaction, it is subjected to your final ratification to determine each transaction's authenticity based on the information at hand. Truth is the BIN checker tool service provider is not subjected to any risk whatsoever and will not be responsible for any risk or fraud incurred. So, stay safe from fraud.

The table below summarizes the top 5 best BIN Checkers

API IntegrationDatabase capacityPrecise and AccurateDatabase UpdateOther Outstanding Features
BestBinDatabaseYesUp to 824,000YesDailyAn online demo for intending users to explore features.
IN BIN ListYesUp to 340,000YesSimple user interface
DanshortYesUp to 300,000YesMonthlyLoads of control options for data output
Free BIN CheckerYesUp to 600,000YesDaily100% free download and usage (though there is the premium version of it)
Bank BIN ListYesUp to 340,000YesWeeklyCan export and download the BIN data in either .pdf or .doc format

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