Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Country Issuer||United States|
|Bank Issuer||WESTPAC BANKING CORPORATION|
|Bank Web URL||www.westpac.co.ck|
|Brand (Financial Service)||VISA|
In a bid to avert frauds and money laundering regarding credit cards and some other cards, checking BIN frequently becomes essential and unnegotiable considering the amount and magnitude of credit card frauds in this civilized world and age. Truth is all these smart attempts of fraud will require a smart or even a smarter merchant to counter and nullify it.
The realization of this is the BIN checkers to check cardholders' BIN numbers for its validity or otherwise. It is a vast and ample innovation to curb the challenges and the exposure of the online payment systems to a high rate of criminality and urbane theft. The simple usage of BIN Checker in comparing the details provided by the tool and the details provided by the user to determine the credibility and the validity of the transaction. BIN or Bank identification number checker provides the following information:
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
Ever wondered which BIN Checker is best for you? Beyond any shadow of a doubt, this article has been a great eye-opener to the best BIN Checkers out there and the fantastic features each of them has. The bottom line is to be safe and secure in any online transaction, checking BIN become of great necessity and cannot be replaced by anything. However, as a final controller of each transaction, it is subjected to your final ratification to determine each transaction's authenticity based on the information at hand. Truth is the BIN checker tool service provider is not subjected to any risk whatsoever and will not be responsible for any risk or fraud incurred. So, stay safe from fraud.
The table below summarizes the top 5 best BIN Checkers
|API Integration||Database capacity||Precise and Accurate||Database Update||Other Outstanding Features|
|BestBinDatabase||Yes||Up to 824,000||Yes||Daily||An online demo for intending users to explore features.|
|IN BIN List||Yes||Up to 340,000||Yes||Simple user interface|
|Danshort||Yes||Up to 300,000||Yes||Monthly||Loads of control options for data output|
|Free BIN Checker||Yes||Up to 600,000||Yes||Daily||100% free download and usage (though there is the premium version of it)|
|Bank BIN List||Yes||Up to 340,000||Yes||Weekly||Can export and download the BIN data in either .pdf or .doc format|