Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.
|Country Issuer||United States|
|Bank Issuer||NATIONAL CITY BANK|
|Bank Web URL|
|Brand (Financial Service)||VISA|
The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work
The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.
The 7th digit to uniquely identify each person.
The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.
Having considering the risk attached to the usage of online payment systems, here are the benefits of using a BIN Checker.
As earlier stated, the main essence of BIN checkers is to disengage fraudulent transaction plans and, as a merchant, to be safe from fraud traps, which might lead to significant loss and at its worst bankruptcy depending on the magnitude of the fraud one become its victim.
Being a user of trustworthy BIN Checkers, you stand a chance of getting an alert when any transactions that are unauthorized are being carried out. Either you are the service provider or the initiator of the transaction. And this is a great benefit that keeps you safe from falling victims of fraud and potential bankruptcy.
BIN Checker tools give the most recent and updated information that are about the Bank's details if the features is subscribed to, which means if there are any inconsistencies of any kind, you will receive a notification promptly.
Imagine being shielded from paying chargebacks, being "insured" and secured from fraud, and having a great business; nothing more supposedly can be a great advantage over competitors who are not aware of such tools as BIN Checker.
Every transaction, withdrawals, and deposits become very easy and much safer and extremely secured using BIN tools. Considering the collaboration and synergy between banks and the provider of these tools, the information coming from the tool's use is subjected to bank verification, which is very interesting.
Many of the known BIN Checkers come as free applications and tools for users and are quite easy to use, making usage stress-free.
In a bid to avert frauds and money laundering regarding credit cards and some other cards, checking BIN frequently becomes essential and unnegotiable considering the amount and magnitude of credit card frauds in this civilized world and age. Truth is all these smart attempts of fraud will require a smart or even a smarter merchant to counter and nullify it.
The realization of this is the BIN checkers to check cardholders' BIN numbers for its validity or otherwise. It is a vast and ample innovation to curb the challenges and the exposure of the online payment systems to a high rate of criminality and urbane theft. The simple usage of BIN Checker in comparing the details provided by the tool and the details provided by the user to determine the credibility and the validity of the transaction. BIN or Bank identification number checker provides the following information: