Enter the first six digits of a payment card for lookup; whether it is a credit, debit, charge or a prepaid card. Now sit back relaxing while we lightning-fast performing BIN lookup on our daily updated database, presenting all the secured information related to the entered bank identification number.

45213972 BIN

Country Issuer Grenada
Country Code GD
Currency XCD
Bank Issuer Toronto-dominion Bank
Bank Web URL www.tdcanadatrust.com
Bank Telephone
Bank City
Brand (Financial Service) VISA
Type credit
Sub Brand BUSINESS
Prepaid Card No
Commercial Card No
BIN 45213972 VISA credit Grenada GD
BIN 45213972 VISA credit Grenada GD

Benefits of using BIN List Tool

Having considering the risk attached to the usage of online payment systems, here are the benefits of using a BIN Checker.

To escape the trap of Fraudsters and Money Launderers.

As earlier stated, the main essence of BIN checkers is to disengage fraudulent transaction plans and, as a merchant, to be safe from fraud traps, which might lead to significant loss and at its worst bankruptcy depending on the magnitude of the fraud one become its victim.

The commercial enterprise is shielded from paying chargeback

Being a user of trustworthy BIN Checkers, you stand a chance of getting an alert when any transactions that are unauthorized are being carried out. Either you are the service provider or the initiator of the transaction. And this is a great benefit that keeps you safe from falling victims of fraud and potential bankruptcy.

Access to full fraud information

BIN Checker tools give the most recent and updated information that are about the Bank's details if the features is subscribed to, which means if there are any inconsistencies of any kind, you will receive a notification promptly.

To stand ahead of competitors.

Imagine being shielded from paying chargebacks, being "insured" and secured from fraud, and having a great business; nothing more supposedly can be a great advantage over competitors who are not aware of such tools as BIN Checker.

Safety and security

Every transaction, withdrawals, and deposits become very easy and much safer and extremely secured using BIN tools. Considering the collaboration and synergy between banks and the provider of these tools, the information coming from the tool's use is subjected to bank verification, which is very interesting.

Free download and usage

Many of the known BIN Checkers come as free applications and tools for users and are quite easy to use, making usage stress-free.

What to Look When Choosing a BIN List Service ?

A Bin List Tool should a tool that is web-based, useful for BIN lookup. It boasts of a comprehensive database of BIN or IIN as the case may be. The validity of the entries, the accuracy of the information, and the BIN database's completeness are top-notch, having more than 324,000 BINs in the database, updated regularly with the last updated dated back to July. It also allows lookup for the card type, card vendor, and even the card subtype.

Listed below are some of the main features of a good Bin List Lookup Service

  • Accuracy and originality of the information
  • Loaded and ready-to-use directory of BINs
  • Extensive, precise and thorough BIN
  • No blank entries.
  • Features exploration for intending users by an online demo
  • Full functionality

What is the structure of a card number ?

The first one is the MII code (Major Industry Identifier): dictating the card category: 0 assigned for uncommon industry. 1 & 2 assigned for Airline Businesses. 3 assigned for Entertainment & Travel Businesses4 & 5 assigned for Banks & Financial Businesses. 6 assigned for Merchandising, Commerce, and few remaining Banking Businesses. 7 - Oil Businesses. 8 - Telecommunications. 9 - Some National Organization Work

The first 6 digit, with the first digit inclusively, is really of interest here : the BIN as defined above. For example: A card starts with 453382 is from the bank CREDIT AGRICOLE, S.A., having the network VISA standard sub-brand Card.

The 7th digit to uniquely identify each person.

The last digit is to detect errors. Its like the verification from MD5 checksum for online file download. More info about Luhn algorithm checksum.

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